Insurance is meant to provide protection for unforeseen events, accidents, and losses that we cannot always control. From health insurance to car insurance, there are many types of insurance that are commonplace in our daily lives. However, some insurance policies may surprise you with the things they cover. In this article, we will explore some of the strangest and most unusual things ever covered by insurance.
Alien Abduction Insurance
Believe it or not, there is a type of insurance that provides coverage for individuals who believe they may be at risk of being abducted by aliens. This type of insurance first emerged in the 1980s and gained popularity among people who claimed to have been abducted by extraterrestrial beings. Alien abduction insurance typically provides financial compensation for medical expenses, lost wages, and psychiatric treatment.
Fantasy Sports Insurance
Fantasy sports are a popular pastime among sports fans, and there is now a type of insurance that provides protection for fantasy sports players. Fantasy sports insurance covers the loss of revenue that can occur if a key player on a fantasy sports team is injured or unable to play. The insurance policy also covers the cost of entry fees, as well as any potential winnings that may be lost as a result of the injury.
Zombie Apocalypse Insurance
While it may seem like something out of a science fiction movie, there is a type of insurance that provides coverage in the event of a zombie apocalypse. Zombie apocalypse insurance typically covers the cost of survival gear, weapons, and shelter in the event of a zombie outbreak. While the likelihood of a zombie apocalypse is low, some people find comfort in knowing that they are prepared for the worst-case scenario.
Wedding Insurance
Wedding insurance is not necessarily unusual, but the things that it covers can be. Wedding insurance typically provides protection for events such as cancellations due to extreme weather, illnesses, or other unforeseen circumstances. However, some wedding insurance policies also cover things like lost wedding rings, damaged wedding attire, and even vendor bankruptcy.
Body Parts Insurance
Some celebrities and athletes have taken out insurance policies on their body parts. For example, Jennifer Lopez has reportedly insured her buttocks for $27 million, while soccer star Cristiano Ronaldo has insured his legs for $144 million. These types of insurance policies typically provide financial compensation if the insured body part is injured or becomes unusable.
Conclusion
While some of these types of insurance may seem unusual or even bizarre, they serve as a reminder that insurance can provide protection for a wide range of events and circumstances. While you may not need insurance for an alien abduction or a zombie apocalypse, it is important to understand the types of insurance that are available and how they can provide protection for the things that matter most to you. So, the next time you hear about a new type of insurance, don’t be too quick to dismiss it – you never know when you might need it!
